2025 Latest Itcertmaster LLQP PDF Dumps and LLQP Exam Engine Free Share: https://drive.google.com/open?id=15HgHJz_mx94B4O7vXUEMQ_Ihl5QU_anu
We can guarantee that our study materials will be suitable for all people and meet the demands of all people, including students, workers and housewives and so on. If you decide to buy and use the LLQP study materials from our company with dedication on and enthusiasm step and step, it will be very easy for you to pass the exam without doubt. We sincerely hope that you can achieve your dream in the near future by the LLQP Study Materials of our company.
Our LLQP training prep can be applied to different groups of people. Whether you are trying this exam for the first time or have experience, our LLQP learning materials are a good choice for you. Whether you are a student or an employee, our LLQP exam questions can meet your needs. This is due to the fact that our LLQP Learning Materials are very user-friendly and express complex information in easy-to-understand language. We assure you that once you choose our LLQP practice materials, your learning process is very easy.
We can say that how many the LLQP certifications you get and obtain qualification certificates, to some extent determines your future employment and development, as a result, the LLQP exam guide is committed to helping you become a competitive workforce, let you have no trouble back at home. Actually, just think of our LLQP Test Prep as the best way to pass the exam is myopic. They can not only achieve this, but ingeniously help you remember more content at the same time.
| Topic | Details |
|---|---|
| Topic 1 |
|
| Topic 2 |
|
| Topic 3 |
|
| Topic 4 |
|
NEW QUESTION # 248
Life insurance agent Alexandra completes a life insurance application with her client, Joshua. After three months in underwriting, the application is accepted and the policy is issued on a standard rate. Alexandra goes to deliver the policy. When she gets to Joshua's, he tells her how he just got out of the hospital with a serious blood clot.
What should Alexandra do?
Answer: A
Explanation:
Comprehensive and Detailed Explanation From Exact Extract:
An agent mustnot delivera policy if they become aware ofmaterial changes in insurabilitybefore delivery.
Alexandra is obligated to inform the underwriter to reassess the policy's terms. LLQP guidelines stress this duty to disclosenew risk factorsprior to policy delivery to avoid misrepresentation or post-claim disputes.
NEW QUESTION # 249
Antonin and Magali are common-law partners in their thirties. They have two children together: a five-year- old daughter and a two-year-old son. Divorced from ex-wife Vanina, Antonin must pay her $1,500 a month in child support until their 10-year-old son reaches 25 years of age. Antonin is covered under a group life insurance policy equal to one year of his $75,000 annual salary. Magali does not currently earn any income, as she takes care of their two children full-time. Antonin is the sole owner of their residence, which will be fully paid off in 25 years.
What life insurance coverage do Antonin and Magali need in their situation?
Answer: B
Explanation:
Comprehensive and Detailed Explanation From Exact Extract:
This is a multi-need situation. The LLQP recommends layering coverage:
* A 25-year term policy for mortgage protection.
* A term-to-65 policy for income replacement.
Reference: Insurance Study Guides Chinese.pdf, Needs Analysis - Family and Legal Obligations
NEW QUESTION # 250
Denise, aged 52, is a nurse in a facility for seniors who can no longer live independently. She earns $45,000 a year, with a marginal tax rate of 38%. She has very little savings and is aware that, if she became unable to live independently herself, she could not afford the $4,500 a month it costs to live in a facility such as the one she works at. However, Denise recently learned that she could purchase affordable long-term care insurance.
Taking the underwriting requirements into account, how much coverage should she take out?
Answer: B
Explanation:
Comprehensive and Detailed Explanation:
Long-term care (LTC) insurance covers costs like assisted living facilities. Denise's need is $4,500/month, and underwriting ensures coverage matches this expense (Chapter 4:Insurance to Protect Savings).
Net income: $45,000 × (1 - 0.38) = $27,900/year or $2,325/month.
Option A: Correct; $4,500 matches her stated need.
Option B: Insufficient; $2,325 is her net income, not care cost.
Option C: Arbitrary; doesn't meet $4,500.
Option D: Insufficient; far below need.
Reference: LLQP Accident and Sickness Insurance Manual, Chapter 4:Insurance to Protect Savings.
NEW QUESTION # 251
A few months ago, Urmish filed a complaint to the Autorite des marches financiers (AMF) about the services he received from his insurance agent, Jaba. The complaint was heard by the discipline committee, and Jaba was found guilty and ordered to pay a $10,000 fine. Jaba is upset and does not agree with the verdict. She would like to appeal the verdict.
Which of the following statements is CORRECT?
Answer: A
NEW QUESTION # 252
Bernadette, a 27-year-old single woman, earns $78,000 annually as a production assistant. She meets with Howard, her insurance agent, to purchase an accidental death and dismemberment insurance contract.
Bernadette fills out the application form, the application is accepted, and the effective date is the date of acceptance of the application. Why is the effective date of Bernadette's policy the same as the date of acceptance?
Answer: B
Explanation:
Accidental death and dismemberment (AD&D) insurance policies generally do not require medical underwriting, as they provide coverage specifically for accidents rather than health-related conditions. This lack of medical underwriting means that coverage often begins immediately upon acceptance of the application, which is why Bernadette's policy effective date is the same as the date of acceptance. The absence of a health assessment or related underwriting requirements facilitates the quick initiation of coverage in AD&D policies.
NEW QUESTION # 253
......
If you are a college student, you can learn and use online resources through the student learning platform over the LLQP study materials. And for an office worker, the LLQP study engine is desighed to their different learning arrangement as well, such extensive audience greatly improved the core competitiveness of our LLQP practice quiz, which is according to their aptitude, on-demand, maximum to provide users with better suited to their specific circumstances.
LLQP Test Sample Questions: https://www.itcertmaster.com/LLQP.html
BTW, DOWNLOAD part of Itcertmaster LLQP dumps from Cloud Storage: https://drive.google.com/open?id=15HgHJz_mx94B4O7vXUEMQ_Ihl5QU_anu
15 Rose StreetHarvey, IL
60426 USA
708-210-9101
example@education.com
